We're building the future of banking

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What we value

Positive attitude

We optimistically focus on the future, and learn from past mistakes. We understand and truly believe that everyone does the best job they can, given what they know at the time, their skills and abilities, the resources available, and the situation at hand.


We treat others as equals and put the good of the team over our personal productivity. We seek consensus where possible and don’t emotionally escalate disagreements.


We are responsible for our own behavior, and don’t blame our actions on the actions of others. We thrive in chaos and know that uncertainty is inevitable.


We search for knowledge in our personal and professional lives. We actively seek honest feedback and admit our mistakes freely.

We are building a mobile-first bank to help our customers attain financial well-being through a personalized experience that is tailored to each person’s individual needs.

Our product

We are building a mobile-first personal finance app to help our customers attain financial well-being. We provide a personalized experience that is tailored to each user's individual needs.

Explore our open positions on LinkedIn

Or you may also apply directly via email to us

We are P.F.C.

P.F.C. was founded in 2012 as Betalo, building financial products and services with technology at the core. In 2018, Betalo became P.F.C. We believe that great technology and design will enable a better everyday banking experience. An experience where banking services are both simple and personal to use, while being accessible to more people at a fair cost.