Share and split expenses

Going on a trip with friends or looking for a solution to simplify the economics of cohabitation? Groups is a feature that helps you track your shared expenses, keeps a running balance of who owes what to whom, and allows you to settle debts with just a click.

Share and split expenses

Going on a trip with friends or looking for a solution to simplify the economics of cohabitation? Groups is a feature that helps you track your shared expenses, keeps a running balance of who owes what to whom, and allows you to settle debts with just a click.

Avoid stress and keep things fair

Roommates, friends, colleagues, your significant other… Create one or more groups and invite people with whom you share expenses.

Avoid stress and keep things fair

Roommates, friends, colleagues, your significant other… Create one or more groups and invite people with whom you share expenses.

Keep track of common costs

Members of the group add expenses by reporting purchases they’ve made and that are to be shared with the other group members.

Keep track of common costs

Members of the group add expenses by reporting purchases they’ve made and that are to be shared with the other group members.

Settle debts with just a click

When all common purchases are added, we calculate who owes what to whom. Then settle your debts with just a click in the app!

Settle debts with just a click

When all common purchases are added, we calculate who owes what to whom. Then settle your debts with just a click in the app!

It’s easy to get started with Groups – this is how:

(If you don’t have the app yet, download P.F.C. for free to your smartphone or tablet and register today.)

  1. Sign in and tap Groups on your home screen in the app.
  2. Name your group, choose an icon and invite members to collaborate. (Invite friends that are not yet users of P.F.C. by using the shareable link.)
  3. Members add purchases they’ve made that are to be shared with the group.
  4. When all purchases are added, we calculate who owes what to whom. Then settle your debts with just a click in the app!

Yes, members need to be P.F.C. users to collaborate on your group.

If you want to invite someone to collaborate on your group who is not yet a user of P.F.C., you can easily send them an invitation link directly from within the app.

Right after we’ve calculated who owes what to whom, you can choose to settle your debts with just a click in the app. The money is deducted directly from your P.F.C. account.

You find Groups on your home screen or in the ‘More’ section at the bottom right in the app.

P.F.C. is a digital financial service that provides people with tools to get smart about managing their money.

PFC Technology AB is a licensed payment institution authorized by the Swedish Financial Supervisory Authority (Finansinspektionen) under the Payment Services Act (2010:751).

The money you put into P.F.C. is kept in a client bank account at Nordea, which, in turn, is covered by the deposit guarantee scheme as regulated by Swedish Deposit Insurance Act (1995:1571).