Money made simple.

P.F.C. helps you spend, save and grow your money.

4.7 stars on App Store and Google Play

  • Get instant notifications

    Every time you use your card, you get an instant push notification.

  • Contactless P.F.C. Mastercard®

    P.F.C. supports contactless payments, to make your life easier.

  • Travel everywhere without fees

    P.F.C. doesn’t add any fees or extra charges when you use your card abroad.

  • In-app support

    We’re here to help you. Chat with us in the app and we’ll help you out.

We are P.F.C.

You expect to be able to do almost anything on your phone. Order and pay for a taxi, shop for groceries or go to the doctor. Anywhere and at your convenience. Managing your finances should be just as simple. P.F.C. makes it that simple. With P.F.C you can keep track of your money, block your card, exchange currencies, split bills and get instant notifications.

Scan the QR code with your phone and download the P.F.C. app.

Upgrade your P.F.C. experience

Premium is finally here! Get access to exclusive features as a Premium user.

Keep track of your children's spending

P.F.C. Junior allows you, as a parent, to more easily keep track of your children’s spending, while they learn how to use and manage their own money.

Savings goals

We help you create automatic savings goals. Travel abroad or go to a concert. Create a savings goal and set the amount you want to put aside every time you use your P.F.C. Mastercard® – automagically!

Not your average payment solution

When you’ve made a bigger purchase using your P.F.C. card, you can choose to get your money back and postpone the payment for 30 days, or split the cost into interest-free monthly instalments.

Share, split and settle-up expenses

Going on a trip with friends or looking for a solution to simplify the economics of cohabitation? Groups is a feature that helps you track your shared expenses, keeps a running balance of who owes what to whom, and allows you to settle debts with just a click.

Top three categories

Do you know how you actually spend your money? Learn within which top three categories you spend most money. Are your surprised or is everything going according to plan? See something you want to change? We'll help you out.

Set a budget

Set a personal budget. Track how much you spend during a week and keep tabs on what you have left to spend. Things didn't turn out as planned? You can set up a new budget at any time.

Manage your card

Activate, freeze your card, change PIN, order a new card and chat with our support - directly in the app.

Automatic categorization

Keep tabs on your what you spend your money on with automatic categorization. Do you want to spend less on eating out, or do you want to save for your dream trip – the choice is yours. Get personalised updates and data-driven insights into your personal finances.

Safe and instant

Log in with BankID and top up instantly with Swish.

The new way to keep tabs on your finances.

With a P.F.C. card you can shop worldwide anywhere that accepts Mastercard®. Both in store and online.

Keep tabs on your card

Get a push notification with the purchase details everytime you use your card.

Manage your card

Freeze and unfreeze your card directly in the app. Easily order a new card if it gets lost or stolen.

Perfectly safe

P.F.C. is as secure as your bank. Log in with BankID and deposit money with Swish.

Support in the app

Chat with our customer service directly in the app.

No fees abroad

Avoid all extra fees and exchange rates and take out up to 3000 SEK/month when you are abroad. All without extra costs.

0 SEK yearly fee

It doesn't cost anything to have a P.F.C. Mastercard®.

Upcoming features

Flex credit
Premium accounts