Money made simple.

P.F.C. is an app and a free Mastercard® that helps you keep tabs on your money.

  • Get instant notifications

    Every time you use your card, you get an instant push notification.

  • Contactless P.F.C. Mastercard®

    P.F.C. supports contactless payments, to make your life easier.

  • Travel everywhere without fees

    P.F.C. doesn’t add any fees or extra charges when you use your card abroad.

  • In-app support

    We’re here to help you. Chat with us in the app and we’ll help you out.

We are P.F.C.

You expect to be able to do almost anything on your phone. Order and pay for a taxi, shop for groceries or go to the doctor. Anywhere and at your convenience. Managing your finances should be just as simple. P.F.C. makes it that simple. With P.F.C you can keep track of your money, block your card, exchange currencies, split bills and get instant notifications.

Set a budget.

Set a personal budget. Track how much you spend during a week and keep tabs on what you have left to spend. Things didn't turn out as planned? You can set up a new budget at any time.

Manage your card.

Activate, freeze your card, change PIN, order a new card and chat with our support - directly in the app.

Automatic categorization.

Keep tabs on your what you spend your money on with automatic categorization. Do you want to spend less on eating out, or do you want to save for your dream trip – the choice is yours. Get personalised updates and data-driven insights into your personal finances.

Safe and instant.

Log in with BankID and top up instantly with Swish.

Manage your money.

The P.F.C. Mastercard® can be used all around the world where you can pay with Mastercard®. Both in stores and online.

Control your purchases

Get a notification the moment you use your card. Where and how much did I spend?

Manage your card

If you lose your card, freeze it in the app and order a new one if you don't find it.


P.F.C. is as safe as your bank. Log in with BankID and top up your card with Swish.

In-app support

Our customer support is available directly in the app. Chat with us when it is convenient to you.

No fees abroad

P.F.C. doesn't add any fees or charges when you use your card abroad and we don't mark up the exchange rate. Withdraw up to 3 000 SEK/ month for free.

No annual fee

There's no yearly fee for your P.F.C. Mastercard®.

Upcoming features

Automated savings

PFC Neo Bank cash

Split bill with friends

PFC Neo Bank Sweden

Premium account

PFC Neo Bank in sweden

Joint accounts

PFC Neo Bank joint